An AI advisor that actually knows your business
Zealo’s built-in AI reads your own finance, payroll, projects and operations — so it’s a mentor with the full picture, not a generic chatbot. Ask in plain language and get practical guidance, with every answer scoped to what each user is allowed to see.
Get started free- Business mentor — pricing, hiring and where to invest next, weighed against your real numbers
- Financial advisor — cash flow, margins, overdue debtors and VAT201 readiness, explained simply
- Payroll advisor — cost trends, ETI you may be missing and upcoming EMP201/EMP501/UIF deadlines
- HR advisor — headcount, turnover, leave liability and who’s due a review
- Projects advisor — which projects are slipping or over budget, and the true cost of each
- Sales & CRM advisor — your pipeline, top customers and what to follow up first
- Hosted in South Africa (Cape Town), with monthly AI credits on every plan — or bring your own AI
Your books, your bank and SARS in one ledger
Quote, invoice, reconcile and report without exporting to a spreadsheet. Every document posts to a real double-entry ledger, so your financials are always live.
Get started free- Quotes, tax invoices, recurring invoices and credit notes
- Live bank feeds from SA banks (connect once, transactions flow in) — plus CSV/OFX/QIF statement import, with reconciliation rules, splits and transfer matching
- VAT201 return mapped field-for-field to the SARS form — ready to file on eFiling, for any period (monthly, bi-monthly or annual)
- SARS submission tracker — save each return and record its eFiling reference for a full audit trail
- Double-entry general ledger, chart of accounts and journals
- Income statement, balance sheet, trial balance and cash-flow projection
- Debtors & creditors age analysis, multi-currency, configurable numbering
- Supplier bills & purchase orders, allocated to any GL account
SARS-ready payroll, run in minutes
Pay your team and stay compliant — PAYE, UIF, SDL and ETI are worked out for you, and the statutory returns are a click away.
Get started free- Compliant payslips with PAYE (cumulative), UIF, SDL and auto-calculated ETI
- EMP201 monthly employer declaration
- EMP501 / IRP5 / IT3(a) tax certificates — with an e@syFile-ready import file (ETI monthly detail and tax directives included)
- UIF declarations filed to the Department of Labour
- Netcash salary payment batches
- Leave balances shown on every payslip
Win the work, then turn it into cash
Track every opportunity and move it from quote to paid invoice without re-typing a thing.
Get started free- CRM accounts and an opportunity pipeline
- Quote → sales order → invoice in a few clicks
- Products & services catalogue
- Email quotes, orders and invoices straight to customers
Manage your team, not paperwork
One place for your people — records, leave, time and reviews, with self-service so staff help themselves.
Get started free- Employee records and organisation structure
- Leave requests and live leave balances
- Timesheets and subsistence & travel (S&T) claims
- Performance management — goals and quarterly reviews
- Employee self-service ("My Space")
Run projects and see what they really cost
A modern board for the work, wired into your finances so profitability is never a guess.
Get started free- Project boards with tasks, statuses and multiple assignees
- Full project costing — time, stock, purchase orders, expenses and bank spend
- Timesheets that feed straight into costing
Know what you have, where, and when to reorder
Keep stock accurate automatically as you sell and receive — no month-end surprises.
Get started free- Items, categories and multiple locations
- Stock auto-deducted on sales orders, with picking slips
- Reorder levels and low-stock alerts
- Goods received and goods returned notes
Built for South Africa, open to your tools
The local rails are built in, and everything connects — so the whole business runs together.
Get started free- SARS, Netcash and the major South African banks
- Run multiple companies from one login
- Trading partners — trade with connected Zealo companies (quotes, orders, invoices & credit notes flow straight through), on every plan
- Bulk import, full audit trail and POPIA-friendly data controls
- E-signatures for contracts and documents
- API and an AI (MCP) connector to bring your data into tools like Claude
Run ESD/SD programmes and prove the impact
For corporate funders and programme intermediaries: enrol beneficiary SMMEs, optionally fund their Zealo subscription, and see a consent-based, read-only impact dashboard — the evidence a B-BBEE Enterprise & Supplier Development programme needs.
Get started free- Enrol beneficiary SMMEs by invite — they accept and choose exactly what to share
- Consent-based, read-only impact dashboard: revenue, profit, cash and growth over time
- Programme roll-ups for your ED/SD scorecard evidence
- POPIA-minded — only agreed, non-sensitive aggregates; never salaries, IDs or banking
- Optionally fund beneficiaries' subscriptions ("Funded by you")
- Full audit trail of every enrolment, consent change and view
Manage your rental properties
Own rental property? Manage it right inside Zealo — capture leases, bill rent automatically each month, and keep tenants, deposits and arrears on the same ledger as the rest of your business.
Get started free- Properties, units, tenants and leases in one place
- Automatic monthly rent invoicing with annual escalation
- Rent is your income — it flows straight into your accounts and bank reconciliation
- Deposit register (held, refunded, forfeited) and arrears tracking
- Rent-roll dashboard: income, what's outstanding and deposits held
- Optional — switch it on only if you let property; it stays out of the way otherwise